Unsecured Loan Application
Section 1: Credit Request
Type
Individual
Joint
Amount Requested
Purpose
Section 2: Applicant Information
General Information
First Name
Middle Name
Last Name
Date of Birth
January
February
March
April
May
June
July
August
September
October
November
December
Mother's Maiden Name
Social Security Number
Do you have a social security number?
Yes
No
Social Security Number
Are you a Penn Alum?
Yes
No
How did you hear about the credit builder?
Graduate Student Orientation
New Student Orientation (NSO)
A Friend
Family Member
Social Media Page (Facebook/Instagram)
Social Media Ads
SFCU Website
Contact Information
Local Address (Penn)
Permanent Address
Email
Phone Number
Name of Nearest Relative
Phone of Nearest Relative
Employment
Instructions: Please complete the following section regarding current employment and attach the necessary documentation. *If you are a current student at the University of Pennsylvania, please list both employment during the regular semester and summer employment (if applicable). *If you are a graduating senior, please list information on your employment after graduation. *Please supply your most recent pay stub or an email from your employer confirming your employment as well as income or a fellowship/financial aid offer letter. *If you have just graduated and will be starting a new job, please provide an employment offer acceptance letter for verification of income. *If you are self-employed, please provide IRS returns for the last two years.
Employment Income 1
Employer Name
Employer Address
Position
Supervisor
Gross Pay
Paycheck Frequency
Weekly
Monthly
Yearly
Will this job continue for the term of this loan?
Yes
No
If "No", please list expected duration
Employment Income 2
Employer Name
Employer Address
Position
Supervisor
Gross Pay
Paycheck Frequency
Weekly
Monthly
Yearly
Will this job continue for the term of this loan?
Yes
No
If "No", please list expected duration
Additional Income
Please list any additional income or benefits, including parental allowance, investment accounts, etc and attach copies of verification. Alimony, separate maintenance, and child support need not be disclosed unless you desire them to be considered in determining your credit worthiness.
Additional Income 1
Source
Amount
Frequency
Weekly
Monthly
Yearly
Additional Income 2
Source
Amount
Frequency
Weekly
Monthly
Yearly
Additional Income 3
Source
Amount
Frequency
Weekly
Monthly
Yearly
Assets
Bank Accounts
Please provide statements for the last 2 months as verification if you would like the SFCU to consider balances in your bank account(s).
Depository 1
Depository Name
Current Balance
Account Type
Select
Checking
Savings
Money Market
Other
Depository 2
Depository Name
Current Balance
Account Type
Select
Checking
Savings
Money Market
Other
Depository 3
Depository Name
Current Balance
Account Type
Select
Checking
Savings
Money Market
Other
Depository 4
Depository Name
Current Balance
Account Type
Select
Checking
Savings
Money Market
Other
Property Owned
Please provide copies of title(s) as verification.
Property Owned 1
Property Owned 2
Outstanding Debt
Credit Cards
Please provide any information on outstanding credit card(s) and credit card debt(s).
Credit Card 1
Creditor Name
Credit Limit
Current Balance
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Credit Card 2
Creditor Name
Credit Limit
Current Balance
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Credit Card 3
Creditor Name
Credit Limit
Current Balance
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Credit Card 4
Creditor Name
Credit Limit
Current Balance
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Loans
Please list all outstanding loans and associated monthly payments.
Loan 1
Loan Type
Select
Auto
Business
Homeowner
Student
Unsecured
Other
Creditor Name
Principal
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Loan 2
Loan Type
Select
Auto
Business
Homeowner
Student
Unsecured
Other
Creditor Name
Principal
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Loan 3
Loan Type
Select
Auto
Business
Homeowner
Student
Unsecured
Other
Creditor Name
Principal
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Loan 4
Loan Type
Select
Auto
Business
Homeowner
Student
Unsecured
Other
Creditor Name
Principal
Date of Next Payment
Average Monthly Payment
Past Due
Yes
No
Monthly Expenses
Please estimate your monthly expenses. If any expense is paid by another party, you must show provide proof of this. Proof can be in the form of a notarized letter from that party.
Rent/Housing
If none, list who foots the expense
Food
If none, list who foots the expense
Utilities
If none, list who foots the expense
Phone Bill
If none, list who foots the expense
Bursar Bill
If none, list who foots the expense
Miscellaneous
If none, list who foots the expense
Supporting Documents
Please be sure to attach any documentation that accurately reflects the information stated above. We will require supporting documents for employment, additional income, assets, outstanding debts, and monthly expenses. In order to expedite your application, we recommend attaching the files here. However, you may also submit any or all documentation during the loan interview process.
Document 1
Attachment
Document 2
Attachment
Document 3
Attachment
Document 4
Attachment
Document 5
Attachment
Terms & Conditions
You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the SFCU to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the SFCU will rely on the information in this application and your credit report to make its decision. If you request, the SFCU will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by the NCUA.
I have read this disclosure and understand and agree to all terms, conditions and requirements here stated.*
Yes
Electronic Signature
Full Name
Today's Date