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Section 1: Terms and Conditions

You are applying for a money market account under the terms disclosed in this credit agreement below.
  • • I understand that the account is for new money* only: *new money is defined as money not on deposit in any University of Pennsylvania Students Federal Credit Union account within the past six months.
  • • I hereby agree to all the by-laws and any amendments thereof in Student Federal Credit Union and subscribed to the par value of one share ($5) in my Savings Account and $20,000 in premier money market account.
  • • I acknowledge the receipt of the Account Disclosure Statements of the Credit Union, available at
  • • I acknowledge that terms and conditions in these statements are subject to change without notice.
  • • I certify that the information provided on this application is true and correct and that the ownership designated hereon apply to the type of account(s) noted above.
  • • I understand that I am responsible for reviewing my monthly statements and am subject to the agreements outlined in the fee structure.
  • • I understand that I must make a pledge deposit of $5 into my regular savings account and $20,000 in the premier money market account within 30 days of the opening of my account or a fee will be assessed.

  • Premier Money Market Account Annual Percentage Yields (APYs) as of 04/01/2020 are:
  • • $10,000.00-$19,999.99, 0.1%;
  • • $20,000.00-$49,999.99, 0.35%;
  • • $50,000.00-$249,999.99. 1.00%;

  • Offer valid for new money to the University of Pennsylvania Students Federal Credit Union, defined as money not on deposit in any of this institution’s account within the past six months.
  • The minimum deposit to open an account is $20,000.
  • Fees could reduce earnings on the account. Offer subject to change without notice, may be withdrawn at any time.


Section 2: Applicant Information

General Information

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