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Attention Penn Students!
The SFCU is setting aside $1,000,000 for free credit builders for all students and alumni to promote financial wellness 🎉 🎉 🎉
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Membership at the SFCU automatically includes an SFCU Savings Account. The minimum balance is only $5 and tiered interest rates allow you to store your money and collect annual returns.
Tiered Rates
| Savings Balance | Dividend Rate (APY) |
|---|---|
| $5.00 to $9,999.99 | 0.05% |
| Over $10,000 | 0.10% |
| Alumni Savings | 0.20% |
We have generous and transparent fees!
| Item | Fee |
|---|---|
| Incoming & Outgoing ACH | Free & Unlimited |
| All Outgoing Wires | $10.00 |
| Cashier's Check Fee | $3.00 |
| Additional Outgoing Transactions (after max of 6) | $10.00/month |
| Negative Balance Fee | $20.00 |
| Non-Sufficient Funds | $20.00 |
| Standard Overdraft Protection | $10.00/use |
| Full Overdraft Protection | $20.00/use |
| Off-Network ATMs | $2.00* |
| Monthly Maintenance Fee | $10.00 (waived for balances over $5.00) |
| Inactive Account | $25.00/month |
| Paper Statement | $2.00/month |
1 includes bounced checks and ETFs
2Early closures occur if account is closed within 180 days of opening
3bad check deposit
*does not account for fees of other financial institution
**inactive accounts are accounts with no transactions for 1 year
Thank you for choosing to bank with the SFCU, the first and only student-run credit union in the
Ivy League
Deposits are federally insured up to at least $250,000 per individual depositor by the National
Credit Union Share Insurance Fund (NCUSIF).
The NCUSIF is backed by the full faith and credit of the United States Government.
2020 Student Federal Credit Union at the University of Pennsylvania. All Rights Reserved