Business Hours (by appointment only): Monday-Friday: 12:00pm-5:00pm. Support Hours: Monday-Saturday: 12:00pm - 5:00pm.

Call Us: (215) 222-2604

Email us: support@upennsfcu.org

Savings Account

Membership at the SFCU automatically includes an SFCU Savings Account. The minimum balance is only $5 and tiered interest rates allow you to store your money and collect annual returns.

  • No monthly fees!
  • Online banking
  • Foreign check deposits
  • Free and Unlimited Incoming Wires
  • Same day ACH transactions

Tiered Rates

Savings Balance Dividend Rate (APY)
$5.00 to $9,999.99 0.05%
Over $10,000 0.10%
Alumni Savings 0.20%

Fee Schedule

We have generous and transparent fees!

Item Fee
Incoming & Outgoing ACH Free & Unlimited
All Outgoing Wires $10.00
Cashier's Check Fee $3.00
Additional Outgoing Transactions (after max of 6) $10.00/month
Negative Balance Fee $20.00
Non-Sufficient Funds $20.00
Standard Overdraft Protection $10.00/use
Full Overdraft Protection $20.00/use
Off-Network ATMs $2.00*
Monthly Maintenance Fee $10.00 (waived for balances over $5.00)
Inactive Account $25.00/month
Paper Statement $2.00/month

1 includes bounced checks and ETFs

2Early closures occur if account is closed within 180 days of opening

3bad check deposit

*does not account for fees of other financial institution

**inactive accounts are accounts with no transactions for 1 year

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