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Unsecured loans are loans without collateral, meaning they are not tied to personal property.

Unlike with a traditional secured loan, if a borrower defaults on an unsecured loan then the creditor will not seize an automobile, home or other personal property as payment. In a secured loan, a borrower would sign contracts tying the loan to an asset.

  • Duration: 3 months to 5 years
  • Amount: $500 to $10,000
  • Interest rate (APR): 6.07%-18.00% .
  • Applicants with a credit score: starting at 6.07%
  • Applicants without a credit score: 15.00%
  • The interest rate is subject to change. Updated as of March 24, 2020.
  • No prepayment penalty!

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