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Credit Builder Program
Products: SFCU provides the installment credit builder program to help you improve your credit score.


Installment Credit Builder
This credit builder focuses on improving your credit score through timely payments on a loan, all covered by the SFCU. The way it works is as follows:

You apply for the Installment Credit Builder on our website or in our office
- Choose a different principal amount at different terms
- The SFCU loans you the principal amount in a frozen account that you cannot access
- The SFCU makes monthly payments on your behalf and sends a report of these timely payments to the credit bureaus
- We report this to the credit agency as loan repayments are made on time. This builds your credit score.

Notice for International Students:If you would like to build your credit but do not possess an SSN, please contact us for more information.

To Apply: Use our online Credit Builder Program Application or stop by our office to fill out an application today!

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