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Are you an international student? Do you have a permanent residency in the United States?
While other banks might turn you away because you lack an established credit history in the United States, we offer specific loans to international students.
For international students without a credit score, a fixed APR of 15% is applied on these loans.
For international students with a credit score, you will be eligible for our lower rates based on your creditworthiness.
"Lending portfolios at commercial banks are down, and credit union loan portfolios are up. This means that if you are a credit worthy customer, and your credit history is in good standing, you stand a BETTER chance of getting a personal loan at a credit union than you do at a commercial bank. Why is that? Credit unions are not as tangled up in the sub-prime mess as the banks were, so they're in a better position to loan." - CBS News