What is a Credit Union?

What is a Credit Union?


A credit union is a cooperative, non-profit financial institution, owned and controlled by the people who use its services.Credit unions make a difference to their communities by looking out for their members’ interests and providing a level of service not possible at other financial institutions. For instance, the SFCU provides training and internship opportunities to students. It also offers higher rates and lower fees made possible by the non-profit status of the institution. All accounts at the SFCU are insured up to $250,000 by the National Credit Union Administration, so you know your money is in safe hands.


As a credit union, the SFCU values each and every member. By joining the SFCU, you don’t just join a financial institution – you join a community of dedicated Penn students working to ensure that you receive the best financial services possible.

Thank you!

Thank you for choosing to bank with the SFCU, the first and only student-run credit union in the Ivy League

Deposits are federally insured up to at least $250,000 per individual depositor by the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is backed by the full faith and credit of the United States Government.

Contact Us

Have an issue with your account? Contact us through this form Alternatively, you can email or call us.

Email :support@upennsfcu.org
Phone: (215) 222-2604

ACH / ABA routing number：036089053

Visit Us

Our office is located at
3401 Walnut Street
Suite 431A
Philadelphia, PA 19104

We are conveniently located near 34th and Walnut St. next to Van Pelt Library, Hill College House, and the Engineering School. Specifically, we are right next to the Starbucks on 34th and Walnut on the 4th floor of the Franklin Building A-Wing.

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The Student Federal Credit Union at the University of Pennsylvania is an independently operated financial institution, and not part of the University of Pennsylvania.

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