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Personal Loans are loans without collateral, meaning they are not tied to personal property. Unlike with a traditional secured loan, if a borrower defaults on a personal loan then the creditor will not seize an automobile, home or other personal property as payment.
- Duration: 3 months to 5 years
- Amount: $500 to $15,000 (An eligible co-signer/co-maker is required for all loans greaterthan $10,000)
- Defer payments for up to 6 months
- Interest Rate (APR) for applicants with a credit score*: 5.62% - 17.03%
- Interest Rate (APR) for applicants without a credit score: 15.00%
- No prepayment penalty
- Only a $15 application fee (waived when refinancing an existing loan)
*Interest rates as of 03/01/21. Interest rates are subject to change.
Learn MoreAre you looking for a car in the Tri-State area? The SFCU is proud to announce the launch of its Auto Loan Program. We can help you finance the purchase of a vehicle in Pennsylvania, New York, and New Jersey. To apply, use our online Auto Loan Application or stop by our office to fill out an application today!
- Duration: 36 months to 84 months
- Amount: Up to 120% of the automobile’s NADA value ($1,000 minimum up to $45,000)*
- Interest Rate (APR)**: 2.34% - 11.85%
- Financing for new and used automobiles in all 50 states
- No prepayment penalty
- Only a $15 application fee (waived when refinancing an existing loan)
*Financing maximums are subject to change depending on credit score.
**Interest rates as of 03/01/21. Interest rates are subject to change.
Learn MoreNeed a student loan? SFCU has partnered with Sallie Mae to help you reach your educational goals at affordable rates.
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