Business Hours (by appointment only): Monday-Friday: 12:00pm-5:00pm. Support Hours: Monday-Saturday: 12:00pm - 5:00pm.

Call Us: (215) 222-2604

Email us: support@upennsfcu.org

Unsecured Loans

Unsecured loans are loans without collateral, meaning they are not tied to personal property. Unlike with a traditional secured loan, if a borrower defaults on an unsecured loan then the creditor will not seize an automobile, home or other personal property as payment.

- Duration: 3 months to 5 years

- Amount: $500 to $10,000

- Interest rate (APR): 7.81%-18.00%

- Applicants with a credit score: starting at 7.81%

- Applicants without a credit score: 15.00%

- The interest rate is subject to change.

- No prepayment penalty!


Auto Loans

Are you looking for a car in the Tri-State area? The SFCU is proud to announce the launch of its Auto Loan Program. We can help you finance the purchase of a vehicle in Pennsylvania, New York, and New Jersey. To apply, use our online Auto Loan Application or stop by our office to fill out an application today!

- Duration: up to 60 months

- Amount: up to 80% of the auto's NADA retail value

- No prepayment penalty!

- Easy and convenient online application

- Application fee: $15


Transition Loans

Many students come to the SFCU seeking transition loans. Your account with the SFCU does not end with graduation, nor does your ability to receive a loan. Transition loans can be used to finance the cost of moving and beginning payments on student loans. We know that the transition period for students moving from school to work can be difficult, so we are willing to work with you, no matter where you go, to ensure that you have the financial means to truly start your career. Whether you need money for a new apartment, a new vehicle, or even just for some essentials, an SFCU Transition Loan can help you get these things so that you can get started with your life.

- Duration: 3 months to 5 years

- Amount: $500 to $10,000

- Period of deferment: 1 month to 6 months

- Applicants without a credit score: 15.00%

- The interest rate is subject to change.

- No prepayment penalty!

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