Business Hours (by appointment or walk-in): Monday-Friday 10am-5pm.
  Support Hours: Monday-Friday 10am-6pm, Saturday 12pm-5pm.

Call Us: (215) 222-2604

Email us: support@upennsfcu.org

Personal Loans are loans without collateral, meaning they are not tied to personal property.

Unlike with a traditional secured loan, if a borrower defaults on a personal loan then the creditor will not seize an automobile, home or other personal property as payment. In a secured loan, a borrower would sign contracts tying the loan to an asset.

  • Duration: 3 months to 5 years
  • Amount: $500 to $15,000 (An eligible co-signer/co-maker is required for all loans greaterthan $10,000)
  • Defer payments for up to 6 months
  • Interest Rate (APR) for applicants with a credit score*: 5.62% - 17.03%
  • Interest Rate (APR) for applicants without a credit score: 15.00%
  • No prepayment penalty
  • Only a $15 application fee (waived when refinancing an existing loan)

    *Interest rates as of 03/01/21. Interest rates are subject to change.


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