Business Hours (by appointment or walk-in): Monday-Friday 10am-5pm.  
  ACH / ABA routing number: 036089053
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Call Us: (215) 222-2604

Email us: support@upennsfcu.org

Vacation loans are loans without collateral, meaning they are not tied to personal property.

Unlike with a traditional secured loan, if a borrower defaults on an vacation loan then the creditor will not seize an automobile, home or other personal property as payment. In a secured loan, a borrower would sign contracts tying the loan to an asset.

  • Duration: 3 months to 5 years
  • Amount: $500 to $10,000
  • Interest rate (APR): 6.07%-18.00% .
  • Applicants with a credit score: starting at 6.07%
  • Applicants without a credit score: 15.00%
  • The interest rate is subject to change. Updated as of March 24, 2020.
  • No prepayment penalty!
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