Regular Checking

As part of the Allpoint Network, members with checking accounts have access to 43,000 surcharge-free Allpoint ATMs worldwide. Checking accounts also include:

• A free Visa debit card
• Free incoming and outgoing ACH transactions
• Free and convenient direct deposit
• Free P2P and BillPay services
• Mobile check deposit
• Free incoming wires (domestic and international), and fees up to 4 times lower than competitors.

Quaker Checking

In addition to the perks of a regular checking account, Penn students have the ability to open a Quaker Checking account which offers lower fees, a fee safety net for overdrafting and other perks. Click here to learn more!
If you are a Freshman, you qualify for 5% back on all debit card purchases for your first month when you open a Quaker Checking account! See terms and conditions here.

Alumni Checking

After graduating Penn, alumnus have the ability to open an Alumni Checking account which offers waived ATM fees, loan discounts, and a personal account representative for high balance accounts. Alumni Checking accounts can be paired with an Alumni Savings account which offer a higher dividend rate than the regular savings account.

Signature Checking

The SFCU Signature Checking Account qualifies our members with large shares higher interest rates and other convenient perks. A $2,500 minimum balance qualifies you for all of the benefits of a regular checkings account plus several other bonuses free of charge including:

• Cashier's Checks
• Stop Payments
• Overdraft Protection
• Item Returns for Non-Sufficient Funds (NSF) Check Deposits

Fee Information

Click here to access the UPenn SFCU's fee schedule.

Account Disclosure

Click here to view the UPenn SFCU's account disclosure.

To apply for any of these accounts, click here: